Consumer Insider · $49/mo · opening soon

The deep end of the car-buying library.

Worksheets, scripts, printables and the money math behind the numbers on a dealer’s worksheet. 68 premium guides, plus everything that stays free. Insider is not open yet. Nothing can be bought on this page, and nothing will be charged until you choose an edition and authorize the price.

Read the free guidesAll guides by topic

Bright blue Audi sedan parked on a rooftop at sunset, front three-quarter view

What it covers

Buying your first car

Budget, used vs new, the dealership visit and the finance office.

Auto financing

How approval works, what lenders look at, interest rates and pre-approval.

Bad credit and low down payments

What actually changes your options, and the deals to avoid. No guaranteed approvals.

Negotiation

Price, trade and financing as separate conversations, with the words to use.

Dealership fees and add-ons

Which lines are government fees, which are dealer fees, and which you can decline.

Trade-ins and leasing

Equity, payoffs, money factors, residuals and lease-end.

Warranties and protection

Service contracts, GAP and maintenance plans, priced and explained.

Checklists, worksheets and calculators

Printables and the math behind the numbers on the worksheet.

The library, by topic

Every title below already has a free preview on the Knowledge Hub. “Insider” marks the guides whose full text becomes Consumer Insider.

Buying & ownership · 10 free, 20 Insider
Finance & insurance · 7 free, 11 Insider
Leasing · 3 free, 9 Insider
Trade-in & value · 2 free, 5 Insider
Selling your car · 3 free, 6 Insider
Service & protection · 3 free, 11 Insider
Your rights · 8 free, 0 Insider
Electric vehicles · 2 free, 4 Insider
Family & first cars · 3 free, 2 Insider

Price and terms

$49 per month for Consumer Insider, once Insider opens. Billed monthly and renews each month until you cancel. Each edition is its own subscription: cancel one and you keep the other. Cancel in your account at app.fmycar.com or by emailing Contact@Fmycar.com before the next renewal. Separate from FMYCAR listing plans for sellers and dealerships.

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Consumer Insider: questions

What does Consumer Insider include?

The full text of 68 premium Knowledge Hub guides: worksheets, scripts, printables and the deeper money math. The 41 free guides stay free for everyone.

Can I read anything before subscribing?

Yes. Every guide has a free preview (its opening and outline), and the free guides are free in full.

Does it help with bad credit or no-money-down financing?

It explains how lenders decide, what changes your options and which deals to be careful with. It does not arrange financing or guarantee approval or a zero-down offer.

Read next

Dealer Insider

The edition for independent dealerships.

FMYCAR Insider

Both editions and how billing works.

First-time car buyer guide

Free, start to finish.