Free preview · from the dealership side of the desk
A large share of the loans we see signed at a dealership are two to four points above what the same borrower could get from a credit union that week. Sometimes the buyer had no pre-approval and took the dealer’s rate; sometimes their credit was thin and has improved; sometimes the rate environment simply moved. Refinancing is how you fix that after the fact, and it is one of the few things in car finance that is genuinely simple when you do it for the right reason.
This guide covers when it pays, how to do it, and the one way people turn a good idea into a more expensive loan. Rates and figures are examples.
Members read the rest · 5 more sections
In the full guide
- When refinancing makes sense
- When it does not
- The steps
- The term trap
- One more use
Knowledge Hub membership · $49/mo, cancel any time
Read the full guide — join the Knowledge Hub, $49/mo, cancel any time
Every guide, checklist and script we use with clients, written from the dealership side of the desk, with new material every month. Start with a free account; you land right back on this guide.
Read the full guide — $49/moAll Hub guides
Cancel in one click; no contract. Members also get the checklists and scripts that go with each guide.