FMYCAR guides · free to read, written from the dealership side of the desk
Car buying guides that tell you what the dealer knows.
Eight long-form guides with the real math, the words to use at the desk and a checklist for each. No login needed. Members get the full playbooks, scripts and calculators inside the Knowledge Hub.
The guides
Trade-in value
The formula behind every appraisal, trade in vs sell privately with the tax credit, and how to get the top of the range.
Out-the-door price
Every line on the worksheet, which fees move, the doc fee by state, and the email that gets a real number.
Dealer add-ons & F&I
The F&I menu with real costs next to it: warranty, GAP, tire & wheel, nitrogen, etch, paint protection, and how to cancel.
Negative equity
How to calculate it, what rolling it into the next loan really costs, and the options that do not make it worse.
Lease vs buy
How a lease payment is built (cap cost, residual, money factor) and the three-year total next to a loan on the same car.
Pre-approval
Why a credit union usually beats dealer financing, how the buy rate markup works, where to apply, and how to use it at the desk.
Spot delivery & yo-yo financing
What the call means, what the conditional delivery agreement says, your trade and deposit, what to say, and how to prevent it.
Buying a car for a parent
The conversation first, the right car, who pays and whose name is on the title, power of attorney at the dealer, and a worked budget.
Guides for specific buyers
First-time car buyer guide
Budget, used vs new, pre-approval, the finance office and a printable first-car checklist.
Car buying help for seniors and their families
The right features for older drivers, handling pressure, trading a long-owned car and when to bring in an advocate.
Knowledge Hub membership · $49/month · cancel any time
Get the whole playbook: the FMYCAR Knowledge Hub
Every guide, checklist and script we use with clients, written from the dealership side of the desk, with new material every month. Start with a free account; previews of every guide are free, members read the full versions.
- The 6 things that decide your trade-in value
- How car financing actually works
- The truth about GAP coverage
- Checklists and the exact words to use at the desk and in the finance office
- Cancel in one click; no contract
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What happens after you join
- Instant accessEvery full guide, checklist and script the moment you join.
- A guided reading path for your situationFirst car, helping a parent, trade with a loan on it, lease, finance: start where you are.
- Upgrade creditHub members get $49 off a Deal Review in their first 60 days, so a month of Hub plus a review costs the same as the review alone.
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