Knowledge Hub · Selling your car · Playbook · 8 min read

Pricing your car to sell privately: comps, your floor and when to drop

Price your car like a used-car manager: real comps, a list price, a target and a floor, and a simple rule for when (and how much) to drop if the phone isn’t ringing.

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Free preview · from the dealership side of the desk

Most private sellers price their car one of two ways: they plug it into a valuation site and list at the top of the range, or they knock a few hundred off what a dealer down the road is asking. Both feel reasonable. Both usually end the same way: three weeks of silence, a string of lowball texts, and a frustrated owner who takes a trade-in number they could have had on day one.

Here’s the insider truth: a dealer’s listing is a retail price that includes reconditioning, a lot, on-the-spot financing and often a certification. You’re not competing with that number; you’re competing below it. Used-car managers price off live comps and cut on a schedule, because every day a car sits costs money. Below: how to build real comps, setting list, target and floor, a worked example on a 2019 compact SUV with 68,000 miles, when and how much to drop, and what to say to offers.

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In the full guide

  1. How dealers price a used car (and why it matters to you)
  2. Step 1: Build real comps
  3. Step 2: Find your anchors
  4. Step 3: Set three numbers before you list
  5. Worked example: a 2019 compact SUV, 68,000 miles
  6. Price for the search box, not the eye
  7. When (and how much) to drop
  8. Handling offers, and what to say
  9. Your game plan

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The lender holds the title; the buyer wants it before paying. How to get the right payoff, handle positive or negative equity, and close a private sale safely. 7 min · preview

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The buyer who won’t haggle may be the one to worry about. How overpayment checks, fake escrow and code scams work, the red flags, and the payment methods that are actually safe. 7 min · preview

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