About FMYCAR
AI-enabled automotive concierge — human in the loop.
FMYCAR is built for everyday drivers who want a smart, calm way to handle cars and money. We orchestrate buy, sell, trade, lease and refinance decisions with a human-in-the-loop operating model, AI-assisted workflows and advice-only guidance that is not paid by dealers or banks.
- Advice-only
- Human + AI together
- Built for consumers
- No showroom pressure
How we help consumers
Fewer regrets and better outcomes on any decision that touches your vehicle and your wallet. Instead of pushing you toward a single car on a single lot, we help you see the full board.
- 1:1 concierge support. We listen to where you are now, what you own and what you’re trying to solve, not just “what are you looking for today?”
- AI-assisted scanning. Software surfaces real, in-stock options, payoff scenarios and trade paths that match your situation.
- Apples-to-apples math. We translate quotes, APRs and fees into plain language so you can compare choices without guessing.
- Trade-in & equity strategy. We map the reality of your current vehicle (value, equity or negative equity) and show you the honest options.
- Paperwork prep. We help you prepare for the visit so the in-store time is shorter. You talk to the store. We don’t contact the dealer or go to delivery.
- Ongoing support. Life changes. You can come back to FMYCAR to revisit your plan as things shift.
FMYCAR does not replace your lender, dealer or legal counsel. We focus on clarity, options and strategy so you can walk into any showroom with a plan.
How FMYCAR works behind the scenes
FMYCAR runs on playbooks from retail automotive and consumer finance, with a person reviewing every recommendation.
Structured intake
Targeted questions around budget, credit posture, usage, timing and non-negotiables.
Scenario modeling
We simulate keep, sell, trade and refinance paths so you can see how each move affects your cash and payment.
Human review
An FMYCAR specialist reviews the outputs, applies real-world judgment and trims noise before anything is shared with you.
Clear recommendation
A short, direct recommendation and a path to act, including the questions to ask before you sign anything.
Where the cars come from
The marketplace at cars.fmycar.com lists inventory from dealerships that run their store on CarSales AI, the dealer software built by FMYCAR’s founder. Dealers publish their cars there automatically; FMYCAR shoppers get real, in-stock vehicles with photos and prices, and a neutral advisor if they want one. When you ask about a car, the dealer gets your request and so does FMYCAR, so you’re never on your own in the deal.
Why FMYCAR exists
Most people only make big car decisions a handful of times in their life. Dealers and lenders make these decisions every single day. FMYCAR exists to rebalance that gap, giving you structure, language and options so you never have to improvise in a finance office again.
A first purchase, a bad past deal to recover from, or a major upgrade: in each case FMYCAR sits on your side of the table.
Founder: Jared Casper. Nearly a decade in dealership sales, finance and leadership on Massachusetts’ North Shore before building CarSales AI for the store and FMYCAR for the buyer. Read his note below.
Founder’s note
From the founder
I spent nearly a decade in dealerships on Massachusetts’ North Shore: on the sales floor, in the finance office and in management. I know exactly how a deal gets built, because I built them. The numbers a buyer sees are the last step of a process the store rehearses every day.
I started two companies from that. CarSales AI is the operating system a dealership runs on. FMYCAR is the other side of the same desk: the same structure and data, handed to the person buying the car. No dealer pays FMYCAR. We don’t sell cars, arrange financing or hold your money. We read the deal with you, in plain English, and you buy from whoever you choose.
If a page on this site helps you walk in prepared, that’s the whole point. If something here isn’t clear, tell me.
Jared Casper, Founder
Nearly a decade in dealership sales, finance and leadership on Massachusetts’ North Shore before building CarSales AI for the store and FMYCAR for the buyer.