Knowledge Hub · Selling your car · Explainer · 7 min read

Selling your car: title, lien release, bill of sale and liability

Until the state knows you sold it, the tolls and tickets can still come to you. Sign the title right, clear a lien, write a bill of sale, and file the release of liability.

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Selling a car privately feels done the moment the cash is in your hand and the taillights pull away. On paper, it isn’t. Until the state knows you sold it, you can still be the registered owner of a car you no longer have: the toll bills, parking tickets, camera fines and, in the worst case, the first call after an accident can come to you.

Dealers have a person whose whole job is title work. As a private seller, that person is you. The good news is the paperwork is short. Free first step: pull out your title today, not on sale day. If a bank is still printed on it after you paid the loan off, you’ll need a lien release. Below: signing the title the right way, the odometer disclosure, the bill of sale, plates and the release of liability, a worked example of why the last form matters, and what to check with your DMV.

Members read the rest · 9 more sections

In the full guide

  1. Before you list: get the title in order
  2. Signing the title the right way
  3. The odometer disclosure
  4. The bill of sale
  5. Plates, registration and the release of liability
  6. Worked example: why the last form matters
  7. After the sale: the cleanup list
  8. What to say
  9. Your game plan

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More on selling your car

Selling a car you still owe on, to a private buyer or a dealer

The lender holds the title; the buyer wants it before paying. How to get the right payoff, handle positive or negative equity, and close a private sale safely. 7 min · preview

Selling your car online without getting scammed

The buyer who won’t haggle may be the one to worry about. How overpayment checks, fake escrow and code scams work, the red flags, and the payment methods that are actually safe. 7 min · preview

Private sale checklist: from listing to handing over the keys

A printable, start-to-finish checklist for selling privately: prep, pricing, listing, safe showings, getting paid, and the paperwork that ends your liability. 4 min · preview

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