Free preview · from the dealership side of the desk
Tire and wheel protection is usually the third or fourth product the finance manager mentions. It sounds sensible: potholes are everywhere, and a single wheel on a modern SUV can cost $400 to $900. Then it’s folded into the payment as “about eleven dollars a month.” Over a 72-month loan that’s roughly $800 before interest, and most people sign without ever seeing the full price.
From the desk, tire and wheel is one of the most profitable products on the menu, because claims are smaller and less frequent than the price suggests. That doesn’t make it wrong for everyone; for a narrow group of drivers it’s genuinely worth buying. Below: what the contract really covers, how the dealer prices it, the claim math, cheaper ways to get similar coverage, who should actually buy it, how to pay less if you do, and what to say.
Members read the rest · 8 more sections
In the full guide
- What tire and wheel protection actually covers
- How the dealer prices it
- The claim math
- Cheaper ways to get similar coverage
- Who should actually buy it
- How to buy it for less
- What to say
- Your game plan
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