Why choose FMYCAR Credit Restoration?

We combine FCRA‑aware dispute workflows with education and rebuilding strategies. We help you challenge inaccurate, misleading, or unverifiable items and understand next steps.

How long to see results?

Some clients see changes within 30 days; many take 60–90+ days depending on bureaus, furnishers, and documentation. Results vary and are not guaranteed.

Can I do this myself?

Yes. You can dispute items with the bureaus at no cost. We offer convenience, structure, and coaching if you’d like help navigating the process.

What laws are relevant?

We operate with awareness of the Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA), and Fair Debt Collection Practices Act (FDCPA). We are not a law firm and do not provide legal advice.

Do you guarantee score increases or removals?

No. We don’t guarantee specific outcomes or removal of accurate, timely, or verifiable information. Your score depends on many factors including your ongoing credit behavior.

FMYCAR — Credit Restoration & Repair (CR‑3 Premium)

Tired of Credit Rejection? Let’s Raise Your Score, Restore Accuracy. Rebuild Confidence.

Discover the freedom that comes with an accurate credit report. You have the right to fair, verifiable information. Our team helps you challenge inaccuracies and build smart habits.

FCRA‑aware process Weekly education No pressure

What’s Included

How Credit Restoration Works

1

Pull & Review

We gather your reports and flag inaccurate, misleading, or unverifiable items.

2

Dispute & Verify

We send targeted disputes and verification requests under FCRA/FCBA/FDCPA.

3

Rebuild & Repeat

We coach on utilization, on‑time payments, and repeat dispute cycles as needed.

Why Credit Repair with FMYCAR?

FCRA‑Aware Experts

We focus on accuracy and verification—never gimmicks or misleading promises.

Coverage Clarity

We explain what we can challenge, typical timelines, and how you’ll track progress.

Weekly Education

You’ll get guidance to keep building credit the right way as results come in.

What’s Included in the Service

Fixing your credit is our goal. We work to correct, update, or remove the following inaccurate, misleading, and unverifiable items:

Late pays

Collection accounts

Authorized users

Tax liens

Identity Theft

Bankruptcies

Inquiries

Charge‑offs

Outdated

Short sales

Account sold

Medical bills

Repossessions

Foreclosures

Duplicates

Child support

We do not dispute accurate, timely, or verifiable information. All actions are subject to applicable laws and documentation.

Real Clients. Real Progress.

“They helped me fix reporting errors and coached me on utilization—my approvals came back!”

— Mariah V., Phoenix AZ

“I learned what to pay first and how to avoid new dings. No hype—just a clear plan.”

— Chris H., Columbus OH

“Disputes were handled professionally and they explained every step.”

— Nina K., Orlando FL

Get Your Free Credit Review

Open the concierge panel and tell us your goals. We’ll lay out your plan.

Questions & Answers

How long does it take to see results?

You may see updates in 30–90 days depending on bureaus and furnishers. Timelines vary; no guarantees.

Can I improve my score on my own?

Yes. Review reports, dispute inaccuracies, pay on time, and reduce card balances. We’re here if you want guidance.

What are common credit report errors?

Incorrect personal info, accounts that aren’t yours, wrong statuses, duplicates, or outdated information.

Do you offer debt settlement or coaching?

We provide education and options. If settlement is appropriate, we’ll discuss risks and alternatives.