Car-buying glossary · Buying

Pre-purchase inspection

An inspection of a used car by an independent mechanic before you buy. It typically costs a few hundred dollars or less and can reveal problems that change the price or the decision.

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What “Pre-purchase inspection” means

A PPI is done by a mechanic you choose, not one recommended by the seller. A good inspection covers the engine and transmission, brakes, tires, suspension, leaks, frame and body for accident repair, a computer scan for stored codes, and a road test. Many independent shops charge roughly $100 to $250, more for specialty or luxury cars.

For EVs, ask for a battery health check if the shop can do one.

How it shows up at the dealership

Most reputable dealers allow a PPI, sometimes at a nearby shop or with a mobile inspector. A seller who refuses an inspection is giving you useful information.

If you are buying from a private seller, a PPI is even more important, because there is no dealer warranty, no Buyers Guide and often no way to return the car.

Worked example · illustrative numbers, not a quote

Using the inspection report

Asking price$16,900
Inspection cost$175
Found: front brakes and rotors near the endabout $650
Found: two tires below 4/32”about $400
Counter-offer$15,850, or dealer fixes before sale

Illustrative. Use repair quotes in writing to support your counter.

What to do

  • Choose a shop that knows the brand; book before you negotiate final numbers.
  • Ask for a written report with repair estimates.
  • Use the results to negotiate, ask for repairs on a We-Owe, or walk away.

What to say

“I’d like to have it inspected by my mechanic before I commit. If anything comes up, we can adjust the price or you can fix it before I sign.”

Also called: PPI, independent inspection.

Read next

The pre-purchase inspection: how to book one and use it to negotiate

The best $100 to $300 you’ll spend on a used car. Find a truly independent shop, know what a real PPI covers, and turn the findings into money off the price. Hub guide · free preview

The 30-minute used-car walkaround

The 30-minute walkaround a used-car manager does on every trade, adapted for buyers: paperwork, body, interior and drive, and when to pay for a professional inspection. Hub guide · free preview

Buying a used EV: battery, warranty, plug type and the real inspection

Used EVs are cheap in 2026 and easy to overpay for. What a battery report should show, how warranty transfer works, why the plug matters, and how to price a tired pack. Hub guide · free preview

Professional Deal Review · $249 · one deal

Negotiate your best deal. Then show it to us.

Upload the dealer’s worksheet or buyer’s order and a FMYCAR advisor validates every line (price, trade, fees, rate, term, add-ons) and tells you exactly what to fix before you sign. Typical clients find $800–$3,000 of markup, fees and products they didn’t need; typical, not guaranteed, and if the deal is clean we tell you to sign.

Get my deal reviewed — $249How it works

What happens after you pay

  1. Upload the paperworkPhotos or a PDF of the worksheet, buyer’s order or finance quote, from the dealership if you’re there now.
  2. Advisor review within 1 business dayA human advisor reads every line; usually much faster during business hours.
  3. Written verdict, plus a call if neededSign, fix these first, or walk, with the exact words to use. If the deal changes, re-upload on the same review.

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