Car-buying glossary · Your rights

As-is

A used car sold with no warranty from the dealer: once you buy it, repairs are your responsibility. Dealers must disclose this on the FTC Buyers Guide window sticker, and some states limit or prohibit as-is sales.

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What “As-is” means

The FTC Used Car Rule requires dealers to post a Buyers Guide on each used car. If the “As Is – No Dealer Warranty” box is checked, the dealer isn’t promising to fix anything after the sale. Any remaining manufacturer warranty still applies.

State law matters here. Some states don’t allow dealers to disclaim implied warranties, or require a short dealer warranty based on mileage or price. Check your state attorney general’s website.

How it shows up at the dealership

Salespeople may make verbal promises (“we’ll take care of you if anything happens”). On an as-is car, only written promises count: put them on a We-Owe or the contract.

Remember that as-is applies to the dealer’s promises, not to fraud or misrepresentation. If a dealer lied about a known problem or the car’s history, you may still have options under state law.

Worked example · illustrative numbers, not a quote

As-is risk in dollars

Price of an as-is car$9,500
Pre-purchase inspection$175
Problem found: worn struts and a leaking axle sealabout $1,300
Negotiated price after inspection$8,400

Illustrative. An inspection before buying is the main protection on an as-is car.

What to do

  • Read the Buyers Guide before test-driving.
  • Get an independent pre-purchase inspection.
  • Get any promise to fix something in writing before you sign.

What to say

“The Buyers Guide says as-is. I’d like to take it for an independent inspection first, and any repairs you agree to need to go on a We-Owe.”

Also called: as is, no dealer warranty, sold as-is.

Read next

Buying used from a dealer: Buyers Guide, ‘as is’ and fair price

The window sticker that decides who pays if the transmission fails next week. How to read the FTC Buyers Guide, what ‘as is’ means, and how to judge a fair used price. Hub guide · free preview

The pre-purchase inspection: how to book one and use it to negotiate

The best $100 to $300 you’ll spend on a used car. Find a truly independent shop, know what a real PPI covers, and turn the findings into money off the price. Hub guide · free preview

Can I return the car?

There’s no general 3-day return on cars. The few cases where you can legally undo a purchase, what binds you once you sign, and what to do if you have a real problem. Hub guide · free preview

Professional Deal Review · $249 · one deal

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Upload the dealer’s worksheet or buyer’s order and a FMYCAR advisor validates every line (price, trade, fees, rate, term, add-ons) and tells you exactly what to fix before you sign. Typical clients find $800–$3,000 of markup, fees and products they didn’t need; typical, not guaranteed, and if the deal is clean we tell you to sign.

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What happens after you pay

  1. Upload the paperworkPhotos or a PDF of the worksheet, buyer’s order or finance quote, from the dealership if you’re there now.
  2. Advisor review within 1 business dayA human advisor reads every line; usually much faster during business hours.
  3. Written verdict, plus a call if neededSign, fix these first, or walk, with the exact words to use. If the deal changes, re-upload on the same review.

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