Car-buying glossary · Leasing

Excess wear and tear

Damage or wear beyond what a lease contract considers normal, such as large dents, curb-damaged wheels, worn-out tires or interior stains. You’re billed for it when you return the car.

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What “Excess wear and tear” means

Leases allow normal wear: small scratches, light chips, typical interior use. The leasing company publishes a guide, often with rules like “dents larger than a credit card” or minimum tire tread depth. Anything beyond that is excess wear, billed at the leasing company’s repair estimate.

Most leasing companies offer a free pre-inspection some weeks before turn-in, at your home or work, with a written report.

How it shows up at the dealership

At lease signing, the finance office may offer lease-wear protection that waives charges up to a limit. It can make sense for some drivers, but it’s priced for profit; compare it against your own risk.

Take dated photos of every panel, wheel and the interior when you return the car, and get a signed copy of the turn-in condition report. It’s your evidence if the final bill doesn’t match.

Worked example · illustrative numbers, not a quote

A pre-inspection report, and the cheaper fix

Bumper scuff (leasing company estimate)$400
Two curb-rashed wheels$300
One tire below tread limit$250
Charges if returned as-is$950
Fixed at an independent shop beforehandabout $500

Illustrative. Some repairs aren’t worth doing yourself; the report shows which ones are charged.

What to do

  • Schedule the free pre-inspection 60–90 days before turn-in.
  • Repair only items on the report that cost less to fix than to be charged for.
  • Bring both keys, the manuals and any accessories that came with the car.

What to say

“Can I get the pre-inspection report in writing with each charge listed? I’d like to decide which items to repair before I return the car.”

Also called: excess wear, lease damage charges.

Read next

Lease turn-in inspection: avoid surprise excess-wear charges

Excess-wear bills can top $1,000 after you’ve handed back the keys. What lessors charge for, how the free pre-inspection works, and when fixing it yourself costs less. Hub guide · free preview

Lease ending? Return it, buy it, or cash in the equity

If your leased car is worth more than its buyout, that difference is your money. How to find out, when buying it makes sense, and how to keep the equity instead of handing it over. Hub guide · free preview

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