Tools
Get an Out‑the‑Door Price Online (Email & Text Templates)
Copy‑paste messages that get real OTD quotes—no hours on the phone.
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By Ethan Brooks • 5 min read
FMYCAR Author
Ethan Brooks
Value‑driven car‑buying coach who turns mixed offers into a simple plan. Ethan helps you compare, decide, and move forward without pressure.
“Ethan frames value fast and closes clean—buyers never feel rushed.”
Why readers choose Ethan
Clear comparisons, smart momentum, and simple next steps.
Apples‑to‑apples offers
Shows how to line up quotes by OTD price & terms so you can pick fast.
Momentum without pressure
Guides you through holds, deposits, and follow‑ups the confident way.
Value framing that sticks
Teaches what actually changes your payment—and what doesn’t.
Articles by Ethan
Offer comparison & value framing for in‑market buyers.
Tools
Compare Two Car Offers Apples‑to‑Apples (Worksheet)
OTD, APR, term, fees—stack the numbers side‑by‑side to see true value.
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By Ethan Brooks • 6 min read
Legal
Dealer Add‑Ons Explained — What’s Worth It in 2025?
Protection packages, VIN etching, nitrogen, and tint—what to skip and why.
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By Ethan Brooks • 5 min read
Finance
Lease Math Explained: Residual, Money Factor, Drive‑Off
Understand the three numbers that actually move a lease payment.
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By Ethan Brooks • 6 min read
Legal
Hold a Car Without Overpaying: Deposits, Order Fees, Refunds
How holds work, what’s refundable, and how to protect your spot fairly.
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By Ethan Brooks • 5 min read
Buy
Pre‑Order vs In‑Stock vs Dealer Trade — Which Is Smarter?
Speed vs choice vs price—how to pick the path that matches your timeline.
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By Ethan Brooks • 5 min read
Buy
Use Competing Offers (the Right Way) to Improve Your Price
How to present another quote respectfully and when it actually helps.
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By Ethan Brooks • 4 min read
Legal
Read a Purchase Agreement Like a Pro (Worksheet)
Where to find the key line items, fees, and how to verify totals.
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By Ethan Brooks • 5 min read
Finance
Insurance & GAP: What You Really Need (and When)
Coverage you must have, optional protections that can make sense, and timing.
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By Ethan Brooks • 5 min read